LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,329
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,645
−HK$1,338/mo
Today · 4.125%
HK$44,983
baseline
▲ 0.50% · 4.625%
HK$47,720
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,966/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,090
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,353
−HK$1,281/mo
Today · 4.125%
HK$49,634
baseline
▲ 0.50% · 4.625%
HK$52,250
+HK$2,616/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,268/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,794
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,374
−HK$1,605/mo
Today · 4.125%
HK$53,979
baseline
▲ 0.50% · 4.625%
HK$57,264
+HK$3,285/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,958/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,508
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,024
−HK$1,537/mo
Today · 4.125%
HK$59,561
baseline
▲ 0.50% · 4.625%
HK$62,701
+HK$3,140/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,122/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,260
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,103
−HK$1,873/mo
Today · 4.125%
HK$62,976
baseline
▲ 0.50% · 4.625%
HK$66,808
+HK$3,832/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,952/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,926
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,694
−HK$1,794/mo
Today · 4.125%
HK$69,488
baseline
▲ 0.50% · 4.625%
HK$73,151
+HK$3,663/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,976/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,191
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$78,561
−HK$2,408/mo
Today · 4.125%
HK$80,969
baseline
▲ 0.50% · 4.625%
HK$85,896
+HK$4,927/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,938/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,762
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,035
−HK$2,306/mo
Today · 4.125%
HK$89,341
baseline
▲ 0.50% · 4.625%
HK$94,051
+HK$4,710/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,682/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,115 · Scale 2, in force from 26 Feb 2026)