LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,329
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,646
−HK$1,338/mo
Today · 4.125%
HK$44,984
baseline
▲ 0.50% · 4.625%
HK$47,721
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,968/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,091
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,354
−HK$1,281/mo
Today · 4.125%
HK$49,635
baseline
▲ 0.50% · 4.625%
HK$52,252
+HK$2,617/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,270/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,795
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,375
−HK$1,606/mo
Today · 4.125%
HK$53,981
baseline
▲ 0.50% · 4.625%
HK$57,265
+HK$3,284/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,962/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,509
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,025
−HK$1,537/mo
Today · 4.125%
HK$59,562
baseline
▲ 0.50% · 4.625%
HK$62,702
+HK$3,140/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,124/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,261
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,104
−HK$1,873/mo
Today · 4.125%
HK$62,977
baseline
▲ 0.50% · 4.625%
HK$66,809
+HK$3,832/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,954/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,927
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,696
−HK$1,793/mo
Today · 4.125%
HK$69,489
baseline
▲ 0.50% · 4.625%
HK$73,152
+HK$3,663/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,978/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,193
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$78,563
−HK$2,408/mo
Today · 4.125%
HK$80,971
baseline
▲ 0.50% · 4.625%
HK$85,898
+HK$4,927/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,942/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,764
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,037
−HK$2,306/mo
Today · 4.125%
HK$89,343
baseline
▲ 0.50% · 4.625%
HK$94,053
+HK$4,710/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,686/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,129 · Scale 2, in force from 26 Feb 2026)