LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,330
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,647
−HK$1,337/mo
Today · 4.125%
HK$44,984
baseline
▲ 0.50% · 4.625%
HK$47,722
+HK$2,738/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,968/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,092
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,355
−HK$1,281/mo
Today · 4.125%
HK$49,636
baseline
▲ 0.50% · 4.625%
HK$52,252
+HK$2,616/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,272/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,796
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,376
−HK$1,605/mo
Today · 4.125%
HK$53,981
baseline
▲ 0.50% · 4.625%
HK$57,266
+HK$3,285/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,962/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,510
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,026
−HK$1,537/mo
Today · 4.125%
HK$59,563
baseline
▲ 0.50% · 4.625%
HK$62,703
+HK$3,140/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,126/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,262
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,105
−HK$1,873/mo
Today · 4.125%
HK$62,978
baseline
▲ 0.50% · 4.625%
HK$66,810
+HK$3,832/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,956/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,928
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,696
−HK$1,794/mo
Today · 4.125%
HK$69,490
baseline
▲ 0.50% · 4.625%
HK$73,153
+HK$3,663/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,980/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,194
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$78,564
−HK$2,408/mo
Today · 4.125%
HK$80,972
baseline
▲ 0.50% · 4.625%
HK$85,899
+HK$4,927/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,944/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,765
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$87,038
−HK$2,307/mo
Today · 4.125%
HK$89,345
baseline
▲ 0.50% · 4.625%
HK$94,054
+HK$4,709/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,690/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,138 · Scale 2, in force from 26 Feb 2026)