LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,331
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,648
−HK$1,338/mo
Today · 4.125%
HK$44,986
baseline
▲ 0.50% · 4.625%
HK$47,723
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,972/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,093
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,356
−HK$1,281/mo
Today · 4.125%
HK$49,637
baseline
▲ 0.50% · 4.625%
HK$52,254
+HK$2,617/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,274/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,797
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,378
−HK$1,605/mo
Today · 4.125%
HK$53,983
baseline
▲ 0.50% · 4.625%
HK$57,268
+HK$3,285/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,966/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,512
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,027
−HK$1,538/mo
Today · 4.125%
HK$59,565
baseline
▲ 0.50% · 4.625%
HK$62,705
+HK$3,140/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,130/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,264
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,107
−HK$1,873/mo
Today · 4.125%
HK$62,980
baseline
▲ 0.50% · 4.625%
HK$66,812
+HK$3,832/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$125,960/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,930
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,698
−HK$1,794/mo
Today · 4.125%
HK$69,492
baseline
▲ 0.50% · 4.625%
HK$73,155
+HK$3,663/mo
Deposit HK$5.57M · loan HK$12.99M · min. income ≈ HK$138,984/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,196
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$78,566
−HK$2,408/mo
Today · 4.125%
HK$80,974
baseline
▲ 0.50% · 4.625%
HK$85,901
+HK$4,927/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,948/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,767
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$87,041
−HK$2,306/mo
Today · 4.125%
HK$89,347
baseline
▲ 0.50% · 4.625%
HK$94,057
+HK$4,710/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,694/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,159 · Scale 2, in force from 26 Feb 2026)