LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,332
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,649
−HK$1,338/mo
Today · 4.125%
HK$44,987
baseline
▲ 0.50% · 4.625%
HK$47,724
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,974/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,094
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,357
−HK$1,282/mo
Today · 4.125%
HK$49,639
baseline
▲ 0.50% · 4.625%
HK$52,255
+HK$2,616/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,278/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,799
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,379
−HK$1,605/mo
Today · 4.125%
HK$53,984
baseline
▲ 0.50% · 4.625%
HK$57,269
+HK$3,285/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,968/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,513
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,029
−HK$1,538/mo
Today · 4.125%
HK$59,567
baseline
▲ 0.50% · 4.625%
HK$62,706
+HK$3,139/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,134/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,265
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,109
−HK$1,873/mo
Today · 4.125%
HK$62,982
baseline
▲ 0.50% · 4.625%
HK$66,814
+HK$3,832/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$125,964/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,932
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,700
−HK$1,794/mo
Today · 4.125%
HK$69,494
baseline
▲ 0.50% · 4.625%
HK$73,157
+HK$3,663/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$138,988/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,198
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,569
−HK$2,408/mo
Today · 4.125%
HK$80,977
baseline
▲ 0.50% · 4.625%
HK$85,904
+HK$4,927/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,954/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,770
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$87,043
−HK$2,307/mo
Today · 4.125%
HK$89,350
baseline
▲ 0.50% · 4.625%
HK$94,060
+HK$4,710/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,700/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,179 · Scale 2, in force from 26 Feb 2026)