LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,335
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,652
−HK$1,338/mo
Today · 4.125%
HK$44,990
baseline
▲ 0.50% · 4.625%
HK$47,727
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,980/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,097
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,361
−HK$1,281/mo
Today · 4.125%
HK$49,642
baseline
▲ 0.50% · 4.625%
HK$52,259
+HK$2,617/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,284/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,802
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,382
−HK$1,606/mo
Today · 4.125%
HK$53,988
baseline
▲ 0.50% · 4.625%
HK$57,273
+HK$3,285/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,976/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,517
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,033
−HK$1,537/mo
Today · 4.125%
HK$59,570
baseline
▲ 0.50% · 4.625%
HK$62,710
+HK$3,140/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,140/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,269
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,113
−HK$1,873/mo
Today · 4.125%
HK$62,986
baseline
▲ 0.50% · 4.625%
HK$66,818
+HK$3,832/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$125,972/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,936
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,705
−HK$1,794/mo
Today · 4.125%
HK$69,499
baseline
▲ 0.50% · 4.625%
HK$73,162
+HK$3,663/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$138,998/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,203
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,574
−HK$2,408/mo
Today · 4.125%
HK$80,982
baseline
▲ 0.50% · 4.625%
HK$85,909
+HK$4,927/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,964/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,775
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,049
−HK$2,307/mo
Today · 4.125%
HK$89,356
baseline
▲ 0.50% · 4.625%
HK$94,066
+HK$4,710/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,712/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,224 · Scale 2, in force from 26 Feb 2026)