LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,337
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,654
−HK$1,338/mo
Today · 4.125%
HK$44,992
baseline
▲ 0.50% · 4.625%
HK$47,730
+HK$2,738/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,984/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,100
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,363
−HK$1,282/mo
Today · 4.125%
HK$49,645
baseline
▲ 0.50% · 4.625%
HK$52,261
+HK$2,616/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,290/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,805
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,385
−HK$1,606/mo
Today · 4.125%
HK$53,991
baseline
▲ 0.50% · 4.625%
HK$57,276
+HK$3,285/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,982/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,520
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,036
−HK$1,537/mo
Today · 4.125%
HK$59,573
baseline
▲ 0.50% · 4.625%
HK$62,714
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,146/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,272
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,116
−HK$1,873/mo
Today · 4.125%
HK$62,989
baseline
▲ 0.50% · 4.625%
HK$66,822
+HK$3,833/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$125,978/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,940
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,708
−HK$1,794/mo
Today · 4.125%
HK$69,502
baseline
▲ 0.50% · 4.625%
HK$73,166
+HK$3,664/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,004/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,207
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,578
−HK$2,408/mo
Today · 4.125%
HK$80,986
baseline
▲ 0.50% · 4.625%
HK$85,914
+HK$4,928/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,972/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,780
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$87,053
−HK$2,307/mo
Today · 4.125%
HK$89,360
baseline
▲ 0.50% · 4.625%
HK$94,070
+HK$4,710/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,720/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,260 · Scale 2, in force from 26 Feb 2026)