LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,340
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,657
−HK$1,338/mo
Today · 4.125%
HK$44,995
baseline
▲ 0.50% · 4.625%
HK$47,733
+HK$2,738/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,990/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,103
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,366
−HK$1,282/mo
Today · 4.125%
HK$49,648
baseline
▲ 0.50% · 4.625%
HK$52,265
+HK$2,617/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,296/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,808
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,389
−HK$1,605/mo
Today · 4.125%
HK$53,994
baseline
▲ 0.50% · 4.625%
HK$57,280
+HK$3,286/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,988/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,524
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,040
−HK$1,538/mo
Today · 4.125%
HK$59,578
baseline
▲ 0.50% · 4.625%
HK$62,718
+HK$3,140/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,156/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,276
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,120
−HK$1,873/mo
Today · 4.125%
HK$62,993
baseline
▲ 0.50% · 4.625%
HK$66,826
+HK$3,833/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$125,986/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,944
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,713
−HK$1,794/mo
Today · 4.125%
HK$69,507
baseline
▲ 0.50% · 4.625%
HK$73,171
+HK$3,664/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,014/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,212
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,583
−HK$2,409/mo
Today · 4.125%
HK$80,992
baseline
▲ 0.50% · 4.625%
HK$85,920
+HK$4,928/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,984/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,786
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$87,059
−HK$2,307/mo
Today · 4.125%
HK$89,366
baseline
▲ 0.50% · 4.625%
HK$94,077
+HK$4,711/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,732/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,308 · Scale 2, in force from 26 Feb 2026)