LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,340
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,657
−HK$1,339/mo
Today · 4.125%
HK$44,996
baseline
▲ 0.50% · 4.625%
HK$47,733
+HK$2,737/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,992/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,103
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,367
−HK$1,281/mo
Today · 4.125%
HK$49,648
baseline
▲ 0.50% · 4.625%
HK$52,265
+HK$2,617/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,296/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,809
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,389
−HK$1,606/mo
Today · 4.125%
HK$53,995
baseline
▲ 0.50% · 4.625%
HK$57,280
+HK$3,285/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,990/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,524
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,040
−HK$1,538/mo
Today · 4.125%
HK$59,578
baseline
▲ 0.50% · 4.625%
HK$62,718
+HK$3,140/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,156/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,277
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,120
−HK$1,874/mo
Today · 4.125%
HK$62,994
baseline
▲ 0.50% · 4.625%
HK$66,827
+HK$3,833/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$125,988/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,945
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,713
−HK$1,794/mo
Today · 4.125%
HK$69,507
baseline
▲ 0.50% · 4.625%
HK$73,171
+HK$3,664/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,014/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,213
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,583
−HK$2,409/mo
Today · 4.125%
HK$80,992
baseline
▲ 0.50% · 4.625%
HK$85,920
+HK$4,928/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,984/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,786
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,060
−HK$2,307/mo
Today · 4.125%
HK$89,367
baseline
▲ 0.50% · 4.625%
HK$94,077
+HK$4,710/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,734/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,311 · Scale 2, in force from 26 Feb 2026)