LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,342
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,659
−HK$1,338/mo
Today · 4.125%
HK$44,997
baseline
▲ 0.50% · 4.625%
HK$47,735
+HK$2,738/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,994/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,105
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,368
−HK$1,282/mo
Today · 4.125%
HK$49,650
baseline
▲ 0.50% · 4.625%
HK$52,267
+HK$2,617/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,300/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,810
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,390
−HK$1,606/mo
Today · 4.125%
HK$53,996
baseline
▲ 0.50% · 4.625%
HK$57,282
+HK$3,286/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,992/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,526
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,042
−HK$1,537/mo
Today · 4.125%
HK$59,579
baseline
▲ 0.50% · 4.625%
HK$62,720
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,158/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,278
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,122
−HK$1,874/mo
Today · 4.125%
HK$62,996
baseline
▲ 0.50% · 4.625%
HK$66,829
+HK$3,833/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$125,992/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,947
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,715
−HK$1,794/mo
Today · 4.125%
HK$69,509
baseline
▲ 0.50% · 4.625%
HK$73,173
+HK$3,664/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,018/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,215
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,586
−HK$2,408/mo
Today · 4.125%
HK$80,994
baseline
▲ 0.50% · 4.625%
HK$85,923
+HK$4,929/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,988/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,788
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,062
−HK$2,307/mo
Today · 4.125%
HK$89,369
baseline
▲ 0.50% · 4.625%
HK$94,080
+HK$4,711/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,738/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,331 · Scale 2, in force from 26 Feb 2026)