LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,343
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,660
−HK$1,338/mo
Today · 4.125%
HK$44,998
baseline
▲ 0.50% · 4.625%
HK$47,736
+HK$2,738/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,996/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,106
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,370
−HK$1,281/mo
Today · 4.125%
HK$49,651
baseline
▲ 0.50% · 4.625%
HK$52,268
+HK$2,617/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,302/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,812
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,392
−HK$1,606/mo
Today · 4.125%
HK$53,998
baseline
▲ 0.50% · 4.625%
HK$57,284
+HK$3,286/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,996/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,527
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,043
−HK$1,538/mo
Today · 4.125%
HK$59,581
baseline
▲ 0.50% · 4.625%
HK$62,722
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,162/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,280
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,124
−HK$1,874/mo
Today · 4.125%
HK$62,998
baseline
▲ 0.50% · 4.625%
HK$66,831
+HK$3,833/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$125,996/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,949
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,717
−HK$1,795/mo
Today · 4.125%
HK$69,512
baseline
▲ 0.50% · 4.625%
HK$73,176
+HK$3,664/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,024/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,217
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,588
−HK$2,409/mo
Today · 4.125%
HK$80,997
baseline
▲ 0.50% · 4.625%
HK$85,925
+HK$4,928/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,994/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,791
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,065
−HK$2,307/mo
Today · 4.125%
HK$89,372
baseline
▲ 0.50% · 4.625%
HK$94,083
+HK$4,711/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,744/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,353 · Scale 2, in force from 26 Feb 2026)