LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,344
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,661
−HK$1,338/mo
Today · 4.125%
HK$44,999
baseline
▲ 0.50% · 4.625%
HK$47,737
+HK$2,738/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$89,998/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,107
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,370
−HK$1,282/mo
Today · 4.125%
HK$49,652
baseline
▲ 0.50% · 4.625%
HK$52,269
+HK$2,617/mo
Deposit HK$9.28M · loan HK$9.28M · min. income ≈ HK$99,304/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,812
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,393
−HK$1,606/mo
Today · 4.125%
HK$53,999
baseline
▲ 0.50% · 4.625%
HK$57,284
+HK$3,285/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$107,998/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,528
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,044
−HK$1,538/mo
Today · 4.125%
HK$59,582
baseline
▲ 0.50% · 4.625%
HK$62,723
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,164/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,281
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,125
−HK$1,873/mo
Today · 4.125%
HK$62,998
baseline
▲ 0.50% · 4.625%
HK$66,832
+HK$3,834/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$125,996/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,949
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,718
−HK$1,795/mo
Today · 4.125%
HK$69,513
baseline
▲ 0.50% · 4.625%
HK$73,177
+HK$3,664/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,026/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,218
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,589
−HK$2,409/mo
Today · 4.125%
HK$80,998
baseline
▲ 0.50% · 4.625%
HK$85,926
+HK$4,928/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$161,996/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,792
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,066
−HK$2,307/mo
Today · 4.125%
HK$89,373
baseline
▲ 0.50% · 4.625%
HK$94,084
+HK$4,711/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,746/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,362 · Scale 2, in force from 26 Feb 2026)