LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,346
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,663
−HK$1,339/mo
Today · 4.125%
HK$45,002
baseline
▲ 0.50% · 4.625%
HK$47,740
+HK$2,738/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,004/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,110
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,373
−HK$1,282/mo
Today · 4.125%
HK$49,655
baseline
▲ 0.50% · 4.625%
HK$52,272
+HK$2,617/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,310/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,815
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,396
−HK$1,606/mo
Today · 4.125%
HK$54,002
baseline
▲ 0.50% · 4.625%
HK$57,288
+HK$3,286/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$108,004/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,532
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,048
−HK$1,538/mo
Today · 4.125%
HK$59,586
baseline
▲ 0.50% · 4.625%
HK$62,727
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,172/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,285
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,129
−HK$1,873/mo
Today · 4.125%
HK$63,002
baseline
▲ 0.50% · 4.625%
HK$66,836
+HK$3,834/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,004/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,954
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,722
−HK$1,795/mo
Today · 4.125%
HK$69,517
baseline
▲ 0.50% · 4.625%
HK$73,181
+HK$3,664/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,034/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,223
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,594
−HK$2,409/mo
Today · 4.125%
HK$81,003
baseline
▲ 0.50% · 4.625%
HK$85,932
+HK$4,929/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$162,006/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,797
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$87,072
−HK$2,307/mo
Today · 4.125%
HK$89,379
baseline
▲ 0.50% · 4.625%
HK$94,090
+HK$4,711/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,758/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,405 · Scale 2, in force from 26 Feb 2026)