LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,347
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,664
−HK$1,339/mo
Today · 4.125%
HK$45,003
baseline
▲ 0.50% · 4.625%
HK$47,741
+HK$2,738/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,006/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,111
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,374
−HK$1,282/mo
Today · 4.125%
HK$49,656
baseline
▲ 0.50% · 4.625%
HK$52,273
+HK$2,617/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,312/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,816
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,397
−HK$1,606/mo
Today · 4.125%
HK$54,003
baseline
▲ 0.50% · 4.625%
HK$57,289
+HK$3,286/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$108,006/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,533
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,049
−HK$1,538/mo
Today · 4.125%
HK$59,587
baseline
▲ 0.50% · 4.625%
HK$62,728
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,174/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$696,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,286
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,130
−HK$1,874/mo
Today · 4.125%
HK$63,004
baseline
▲ 0.50% · 4.625%
HK$66,837
+HK$3,833/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,008/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,955
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,724
−HK$1,794/mo
Today · 4.125%
HK$69,518
baseline
▲ 0.50% · 4.625%
HK$73,183
+HK$3,665/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,036/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,225
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,596
−HK$2,409/mo
Today · 4.125%
HK$81,005
baseline
▲ 0.50% · 4.625%
HK$85,933
+HK$4,928/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$162,010/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,799
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,073
−HK$2,307/mo
Today · 4.125%
HK$89,380
baseline
▲ 0.50% · 4.625%
HK$94,092
+HK$4,712/mo
Deposit HK$1.86M · loan HK$16.71M · min. income ≈ HK$178,760/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,419 · Scale 2, in force from 26 Feb 2026)