LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,350
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,667
−HK$1,338/mo
Today · 4.125%
HK$45,005
baseline
▲ 0.50% · 4.625%
HK$47,744
+HK$2,739/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,010/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,114
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,377
−HK$1,282/mo
Today · 4.125%
HK$49,659
baseline
▲ 0.50% · 4.625%
HK$52,276
+HK$2,617/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,318/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,820
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,400
−HK$1,606/mo
Today · 4.125%
HK$54,006
baseline
▲ 0.50% · 4.625%
HK$57,293
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$108,012/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,536
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,052
−HK$1,539/mo
Today · 4.125%
HK$59,591
baseline
▲ 0.50% · 4.625%
HK$62,732
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,182/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,289
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,134
−HK$1,873/mo
Today · 4.125%
HK$63,007
baseline
▲ 0.50% · 4.625%
HK$66,841
+HK$3,834/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,014/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,959
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,728
−HK$1,794/mo
Today · 4.125%
HK$69,522
baseline
▲ 0.50% · 4.625%
HK$73,187
+HK$3,665/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,044/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,229
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,600
−HK$2,410/mo
Today · 4.125%
HK$81,010
baseline
▲ 0.50% · 4.625%
HK$85,939
+HK$4,929/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,020/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,804
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$87,079
−HK$2,307/mo
Today · 4.125%
HK$89,386
baseline
▲ 0.50% · 4.625%
HK$94,098
+HK$4,712/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,772/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,462 · Scale 2, in force from 26 Feb 2026)