LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,352
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,669
−HK$1,339/mo
Today · 4.125%
HK$45,008
baseline
▲ 0.50% · 4.625%
HK$47,746
+HK$2,738/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,016/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,116
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,380
−HK$1,281/mo
Today · 4.125%
HK$49,661
baseline
▲ 0.50% · 4.625%
HK$52,279
+HK$2,618/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,322/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,822
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,403
−HK$1,606/mo
Today · 4.125%
HK$54,009
baseline
▲ 0.50% · 4.625%
HK$57,295
+HK$3,286/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$108,018/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,539
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,055
−HK$1,539/mo
Today · 4.125%
HK$59,594
baseline
▲ 0.50% · 4.625%
HK$62,735
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,188/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,292
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,137
−HK$1,874/mo
Today · 4.125%
HK$63,011
baseline
▲ 0.50% · 4.625%
HK$66,845
+HK$3,834/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,022/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,962
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,731
−HK$1,795/mo
Today · 4.125%
HK$69,526
baseline
▲ 0.50% · 4.625%
HK$73,191
+HK$3,665/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,052/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,233
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,604
−HK$2,410/mo
Today · 4.125%
HK$81,014
baseline
▲ 0.50% · 4.625%
HK$85,943
+HK$4,929/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,028/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,809
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$87,083
−HK$2,308/mo
Today · 4.125%
HK$89,391
baseline
▲ 0.50% · 4.625%
HK$94,102
+HK$4,711/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,782/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,497 · Scale 2, in force from 26 Feb 2026)