LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,354
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,672
−HK$1,338/mo
Today · 4.125%
HK$45,010
baseline
▲ 0.50% · 4.625%
HK$47,749
+HK$2,739/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,020/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,119
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,382
−HK$1,282/mo
Today · 4.125%
HK$49,664
baseline
▲ 0.50% · 4.625%
HK$52,282
+HK$2,618/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,328/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,825
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,406
−HK$1,606/mo
Today · 4.125%
HK$54,012
baseline
▲ 0.50% · 4.625%
HK$57,299
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$108,024/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,542
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,059
−HK$1,538/mo
Today · 4.125%
HK$59,597
baseline
▲ 0.50% · 4.625%
HK$62,739
+HK$3,142/mo
Deposit HK$7.43M · loan HK$11.14M · min. income ≈ HK$119,194/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,296
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,140
−HK$1,874/mo
Today · 4.125%
HK$63,014
baseline
▲ 0.50% · 4.625%
HK$66,849
+HK$3,835/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,028/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,966
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,735
−HK$1,795/mo
Today · 4.125%
HK$69,530
baseline
▲ 0.50% · 4.625%
HK$73,195
+HK$3,665/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,060/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,238
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,609
−HK$2,409/mo
Today · 4.125%
HK$81,018
baseline
▲ 0.50% · 4.625%
HK$85,948
+HK$4,930/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,036/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,814
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$87,088
−HK$2,308/mo
Today · 4.125%
HK$89,396
baseline
▲ 0.50% · 4.625%
HK$94,108
+HK$4,712/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,792/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,537 · Scale 2, in force from 26 Feb 2026)