LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,356
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,674
−HK$1,338/mo
Today · 4.125%
HK$45,012
baseline
▲ 0.50% · 4.625%
HK$47,751
+HK$2,739/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,024/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,121
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,385
−HK$1,282/mo
Today · 4.125%
HK$49,667
baseline
▲ 0.50% · 4.625%
HK$52,285
+HK$2,618/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,334/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,827
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,408
−HK$1,607/mo
Today · 4.125%
HK$54,015
baseline
▲ 0.50% · 4.625%
HK$57,301
+HK$3,286/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,030/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,545
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,061
−HK$1,539/mo
Today · 4.125%
HK$59,600
baseline
▲ 0.50% · 4.625%
HK$62,741
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,200/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,299
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,143
−HK$1,874/mo
Today · 4.125%
HK$63,017
baseline
▲ 0.50% · 4.625%
HK$66,852
+HK$3,835/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,034/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,969
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,738
−HK$1,795/mo
Today · 4.125%
HK$69,533
baseline
▲ 0.50% · 4.625%
HK$73,198
+HK$3,665/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,066/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,241
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,613
−HK$2,409/mo
Today · 4.125%
HK$81,022
baseline
▲ 0.50% · 4.625%
HK$85,952
+HK$4,930/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,044/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,817
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,092
−HK$2,308/mo
Today · 4.125%
HK$89,400
baseline
▲ 0.50% · 4.625%
HK$94,112
+HK$4,712/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,800/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,569 · Scale 2, in force from 26 Feb 2026)