LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,357
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,674
−HK$1,339/mo
Today · 4.125%
HK$45,013
baseline
▲ 0.50% · 4.625%
HK$47,752
+HK$2,739/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,026/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,121
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,385
−HK$1,282/mo
Today · 4.125%
HK$49,667
baseline
▲ 0.50% · 4.625%
HK$52,285
+HK$2,618/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,334/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$696,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,828
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,409
−HK$1,606/mo
Today · 4.125%
HK$54,015
baseline
▲ 0.50% · 4.625%
HK$57,302
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,030/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,546
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,062
−HK$1,539/mo
Today · 4.125%
HK$59,601
baseline
▲ 0.50% · 4.625%
HK$62,742
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,202/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,299
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,144
−HK$1,874/mo
Today · 4.125%
HK$63,018
baseline
▲ 0.50% · 4.625%
HK$66,852
+HK$3,834/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,036/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,970
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,739
−HK$1,795/mo
Today · 4.125%
HK$69,534
baseline
▲ 0.50% · 4.625%
HK$73,199
+HK$3,665/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,068/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,242
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,613
−HK$2,410/mo
Today · 4.125%
HK$81,023
baseline
▲ 0.50% · 4.625%
HK$85,953
+HK$4,930/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,046/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,818
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,093
−HK$2,308/mo
Today · 4.125%
HK$89,401
baseline
▲ 0.50% · 4.625%
HK$94,113
+HK$4,712/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,802/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,577 · Scale 2, in force from 26 Feb 2026)