LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,360
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,678
−HK$1,338/mo
Today · 4.125%
HK$45,016
baseline
▲ 0.50% · 4.625%
HK$47,756
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,032/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,125
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,389
−HK$1,282/mo
Today · 4.125%
HK$49,671
baseline
▲ 0.50% · 4.625%
HK$52,289
+HK$2,618/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,342/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,832
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,413
−HK$1,607/mo
Today · 4.125%
HK$54,020
baseline
▲ 0.50% · 4.625%
HK$57,307
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,040/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,550
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,067
−HK$1,539/mo
Today · 4.125%
HK$59,606
baseline
▲ 0.50% · 4.625%
HK$62,747
+HK$3,141/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,212/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,304
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,149
−HK$1,874/mo
Today · 4.125%
HK$63,023
baseline
▲ 0.50% · 4.625%
HK$66,858
+HK$3,835/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,046/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,975
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,745
−HK$1,795/mo
Today · 4.125%
HK$69,540
baseline
▲ 0.50% · 4.625%
HK$73,205
+HK$3,665/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,080/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,248
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$78,620
−HK$2,410/mo
Today · 4.125%
HK$81,030
baseline
▲ 0.50% · 4.625%
HK$85,960
+HK$4,930/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,060/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,825
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,100
−HK$2,308/mo
Today · 4.125%
HK$89,408
baseline
▲ 0.50% · 4.625%
HK$94,121
+HK$4,713/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,816/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,635 · Scale 2, in force from 26 Feb 2026)