LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,362
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,680
−HK$1,338/mo
Today · 4.125%
HK$45,018
baseline
▲ 0.50% · 4.625%
HK$47,758
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,036/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,127
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,391
−HK$1,282/mo
Today · 4.125%
HK$49,673
baseline
▲ 0.50% · 4.625%
HK$52,292
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,346/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,834
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,416
−HK$1,606/mo
Today · 4.125%
HK$54,022
baseline
▲ 0.50% · 4.625%
HK$57,309
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,044/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,553
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,069
−HK$1,539/mo
Today · 4.125%
HK$59,608
baseline
▲ 0.50% · 4.625%
HK$62,750
+HK$3,142/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,216/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,307
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,152
−HK$1,874/mo
Today · 4.125%
HK$63,026
baseline
▲ 0.50% · 4.625%
HK$66,861
+HK$3,835/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,052/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,978
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,748
−HK$1,795/mo
Today · 4.125%
HK$69,543
baseline
▲ 0.50% · 4.625%
HK$73,209
+HK$3,666/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,086/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,252
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,623
−HK$2,410/mo
Today · 4.125%
HK$81,033
baseline
▲ 0.50% · 4.625%
HK$85,964
+HK$4,931/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,066/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,829
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,104
−HK$2,308/mo
Today · 4.125%
HK$89,412
baseline
▲ 0.50% · 4.625%
HK$94,125
+HK$4,713/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,824/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,665 · Scale 2, in force from 26 Feb 2026)