LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,363
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,680
−HK$1,339/mo
Today · 4.125%
HK$45,019
baseline
▲ 0.50% · 4.625%
HK$47,758
+HK$2,739/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,038/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,128
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,392
−HK$1,282/mo
Today · 4.125%
HK$49,674
baseline
▲ 0.50% · 4.625%
HK$52,292
+HK$2,618/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,348/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,835
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,416
−HK$1,607/mo
Today · 4.125%
HK$54,023
baseline
▲ 0.50% · 4.625%
HK$57,310
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,046/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,554
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,070
−HK$1,539/mo
Today · 4.125%
HK$59,609
baseline
▲ 0.50% · 4.625%
HK$62,751
+HK$3,142/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,218/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,308
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,152
−HK$1,875/mo
Today · 4.125%
HK$63,027
baseline
▲ 0.50% · 4.625%
HK$66,862
+HK$3,835/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,054/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,979
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,749
−HK$1,795/mo
Today · 4.125%
HK$69,544
baseline
▲ 0.50% · 4.625%
HK$73,209
+HK$3,665/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,088/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,253
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,625
−HK$2,409/mo
Today · 4.125%
HK$81,034
baseline
▲ 0.50% · 4.625%
HK$85,965
+HK$4,931/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,068/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,830
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,105
−HK$2,308/mo
Today · 4.125%
HK$89,413
baseline
▲ 0.50% · 4.625%
HK$94,126
+HK$4,713/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,826/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,675 · Scale 2, in force from 26 Feb 2026)