LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,363
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,681
−HK$1,339/mo
Today · 4.125%
HK$45,020
baseline
▲ 0.50% · 4.625%
HK$47,759
+HK$2,739/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,040/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,129
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,393
−HK$1,282/mo
Today · 4.125%
HK$49,675
baseline
▲ 0.50% · 4.625%
HK$52,293
+HK$2,618/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,350/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,836
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,417
−HK$1,607/mo
Today · 4.125%
HK$54,024
baseline
▲ 0.50% · 4.625%
HK$57,311
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,048/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,554
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,071
−HK$1,539/mo
Today · 4.125%
HK$59,610
baseline
▲ 0.50% · 4.625%
HK$62,752
+HK$3,142/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,220/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,308
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,153
−HK$1,875/mo
Today · 4.125%
HK$63,028
baseline
▲ 0.50% · 4.625%
HK$66,863
+HK$3,835/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,056/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,980
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,750
−HK$1,795/mo
Today · 4.125%
HK$69,545
baseline
▲ 0.50% · 4.625%
HK$73,211
+HK$3,666/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,090/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,254
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,626
−HK$2,409/mo
Today · 4.125%
HK$81,035
baseline
▲ 0.50% · 4.625%
HK$85,966
+HK$4,931/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,070/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,831
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,107
−HK$2,308/mo
Today · 4.125%
HK$89,415
baseline
▲ 0.50% · 4.625%
HK$94,128
+HK$4,713/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,830/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,685 · Scale 2, in force from 26 Feb 2026)