LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,364
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,682
−HK$1,338/mo
Today · 4.125%
HK$45,020
baseline
▲ 0.50% · 4.625%
HK$47,760
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,040/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,129
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,393
−HK$1,283/mo
Today · 4.125%
HK$49,676
baseline
▲ 0.50% · 4.625%
HK$52,294
+HK$2,618/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,352/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,837
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,418
−HK$1,607/mo
Today · 4.125%
HK$54,025
baseline
▲ 0.50% · 4.625%
HK$57,312
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,050/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,555
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,072
−HK$1,539/mo
Today · 4.125%
HK$59,611
baseline
▲ 0.50% · 4.625%
HK$62,753
+HK$3,142/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,222/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,309
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,154
−HK$1,875/mo
Today · 4.125%
HK$63,029
baseline
▲ 0.50% · 4.625%
HK$66,864
+HK$3,835/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$126,058/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,981
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,751
−HK$1,795/mo
Today · 4.125%
HK$69,546
baseline
▲ 0.50% · 4.625%
HK$73,212
+HK$3,666/mo
Deposit HK$5.57M · loan HK$13.00M · min. income ≈ HK$139,092/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,255
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$78,627
−HK$2,410/mo
Today · 4.125%
HK$81,037
baseline
▲ 0.50% · 4.625%
HK$85,968
+HK$4,931/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,074/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,833
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,108
−HK$2,308/mo
Today · 4.125%
HK$89,416
baseline
▲ 0.50% · 4.625%
HK$94,129
+HK$4,713/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,832/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,696 · Scale 2, in force from 26 Feb 2026)