LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,367
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,685
−HK$1,339/mo
Today · 4.125%
HK$45,024
baseline
▲ 0.50% · 4.625%
HK$47,764
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,048/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,133
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,397
−HK$1,283/mo
Today · 4.125%
HK$49,680
baseline
▲ 0.50% · 4.625%
HK$52,298
+HK$2,618/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,360/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,841
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,422
−HK$1,607/mo
Today · 4.125%
HK$54,029
baseline
▲ 0.50% · 4.625%
HK$57,316
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,058/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,560
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,077
−HK$1,538/mo
Today · 4.125%
HK$59,615
baseline
▲ 0.50% · 4.625%
HK$62,758
+HK$3,143/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,230/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,314
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,159
−HK$1,875/mo
Today · 4.125%
HK$63,034
baseline
▲ 0.50% · 4.625%
HK$66,869
+HK$3,835/mo
Deposit HK$5.57M · loan HK$13.01M · min. income ≈ HK$126,068/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,986
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,756
−HK$1,795/mo
Today · 4.125%
HK$69,551
baseline
▲ 0.50% · 4.625%
HK$73,218
+HK$3,667/mo
Deposit HK$5.57M · loan HK$13.01M · min. income ≈ HK$139,102/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,261
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$78,633
−HK$2,410/mo
Today · 4.125%
HK$81,043
baseline
▲ 0.50% · 4.625%
HK$85,974
+HK$4,931/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,086/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,840
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,115
−HK$2,308/mo
Today · 4.125%
HK$89,423
baseline
▲ 0.50% · 4.625%
HK$94,137
+HK$4,714/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,846/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$696,751 · Scale 2, in force from 26 Feb 2026)