LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,372
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,690
−HK$1,339/mo
Today · 4.125%
HK$45,029
baseline
▲ 0.50% · 4.625%
HK$47,769
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,058/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,139
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,403
−HK$1,282/mo
Today · 4.125%
HK$49,685
baseline
▲ 0.50% · 4.625%
HK$52,304
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,370/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,847
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,428
−HK$1,607/mo
Today · 4.125%
HK$54,035
baseline
▲ 0.50% · 4.625%
HK$57,323
+HK$3,288/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,070/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,566
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,083
−HK$1,539/mo
Today · 4.125%
HK$59,622
baseline
▲ 0.50% · 4.625%
HK$62,765
+HK$3,143/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,244/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,321
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,166
−HK$1,875/mo
Today · 4.125%
HK$63,041
baseline
▲ 0.50% · 4.625%
HK$66,877
+HK$3,836/mo
Deposit HK$5.57M · loan HK$13.01M · min. income ≈ HK$126,082/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,994
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,764
−HK$1,795/mo
Today · 4.125%
HK$69,559
baseline
▲ 0.50% · 4.625%
HK$73,226
+HK$3,667/mo
Deposit HK$5.57M · loan HK$13.01M · min. income ≈ HK$139,118/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,270
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,642
−HK$2,411/mo
Today · 4.125%
HK$81,053
baseline
▲ 0.50% · 4.625%
HK$85,985
+HK$4,932/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,106/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,849
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,125
−HK$2,309/mo
Today · 4.125%
HK$89,434
baseline
▲ 0.50% · 4.625%
HK$94,148
+HK$4,714/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,868/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,832 · Scale 2, in force from 26 Feb 2026)