LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,372
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,690
−HK$1,340/mo
Today · 4.125%
HK$45,030
baseline
▲ 0.50% · 4.625%
HK$47,770
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,060/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,139
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,403
−HK$1,283/mo
Today · 4.125%
HK$49,686
baseline
▲ 0.50% · 4.625%
HK$52,305
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,372/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,847
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,429
−HK$1,607/mo
Today · 4.125%
HK$54,036
baseline
▲ 0.50% · 4.625%
HK$57,323
+HK$3,287/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,072/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,567
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,084
−HK$1,539/mo
Today · 4.125%
HK$59,623
baseline
▲ 0.50% · 4.625%
HK$62,766
+HK$3,143/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,246/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,321
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,167
−HK$1,874/mo
Today · 4.125%
HK$63,041
baseline
▲ 0.50% · 4.625%
HK$66,877
+HK$3,836/mo
Deposit HK$5.57M · loan HK$13.01M · min. income ≈ HK$126,082/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,995
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,764
−HK$1,796/mo
Today · 4.125%
HK$69,560
baseline
▲ 0.50% · 4.625%
HK$73,227
+HK$3,667/mo
Deposit HK$5.57M · loan HK$13.01M · min. income ≈ HK$139,120/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,270
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,643
−HK$2,410/mo
Today · 4.125%
HK$81,053
baseline
▲ 0.50% · 4.625%
HK$85,985
+HK$4,932/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,106/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,850
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,126
−HK$2,308/mo
Today · 4.125%
HK$89,434
baseline
▲ 0.50% · 4.625%
HK$94,148
+HK$4,714/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,868/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,838 · Scale 2, in force from 26 Feb 2026)