LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,373
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,691
−HK$1,339/mo
Today · 4.125%
HK$45,030
baseline
▲ 0.50% · 4.625%
HK$47,770
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,060/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,140
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,404
−HK$1,282/mo
Today · 4.125%
HK$49,686
baseline
▲ 0.50% · 4.625%
HK$52,305
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,372/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,848
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,429
−HK$1,607/mo
Today · 4.125%
HK$54,036
baseline
▲ 0.50% · 4.625%
HK$57,324
+HK$3,288/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,072/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,568
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,085
−HK$1,539/mo
Today · 4.125%
HK$59,624
baseline
▲ 0.50% · 4.625%
HK$62,767
+HK$3,143/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,248/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,322
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,168
−HK$1,874/mo
Today · 4.125%
HK$63,042
baseline
▲ 0.50% · 4.625%
HK$66,878
+HK$3,836/mo
Deposit HK$5.57M · loan HK$13.01M · min. income ≈ HK$126,084/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,995
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,765
−HK$1,796/mo
Today · 4.125%
HK$69,561
baseline
▲ 0.50% · 4.625%
HK$73,228
+HK$3,667/mo
Deposit HK$5.57M · loan HK$13.01M · min. income ≈ HK$139,122/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,271
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,644
−HK$2,410/mo
Today · 4.125%
HK$81,054
baseline
▲ 0.50% · 4.625%
HK$85,986
+HK$4,932/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$162,108/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,851
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,127
−HK$2,309/mo
Today · 4.125%
HK$89,436
baseline
▲ 0.50% · 4.625%
HK$94,150
+HK$4,714/mo
Deposit HK$1.86M · loan HK$16.72M · min. income ≈ HK$178,872/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,847 · Scale 2, in force from 26 Feb 2026)