LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,375
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,693
−HK$1,339/mo
Today · 4.125%
HK$45,032
baseline
▲ 0.50% · 4.625%
HK$47,772
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,064/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,142
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,406
−HK$1,283/mo
Today · 4.125%
HK$49,689
baseline
▲ 0.50% · 4.625%
HK$52,308
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,378/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,850
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,432
−HK$1,607/mo
Today · 4.125%
HK$54,039
baseline
▲ 0.50% · 4.625%
HK$57,327
+HK$3,288/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,078/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,570
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,087
−HK$1,539/mo
Today · 4.125%
HK$59,626
baseline
▲ 0.50% · 4.625%
HK$62,769
+HK$3,143/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,252/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,325
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,170
−HK$1,875/mo
Today · 4.125%
HK$63,045
baseline
▲ 0.50% · 4.625%
HK$66,881
+HK$3,836/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,090/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,998
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,768
−HK$1,796/mo
Today · 4.125%
HK$69,564
baseline
▲ 0.50% · 4.625%
HK$73,231
+HK$3,667/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,128/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,275
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,648
−HK$2,410/mo
Today · 4.125%
HK$81,058
baseline
▲ 0.50% · 4.625%
HK$85,990
+HK$4,932/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,116/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,855
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,131
−HK$2,309/mo
Today · 4.125%
HK$89,440
baseline
▲ 0.50% · 4.625%
HK$94,154
+HK$4,714/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,880/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,879 · Scale 2, in force from 26 Feb 2026)