LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,376
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,694
−HK$1,339/mo
Today · 4.125%
HK$45,033
baseline
▲ 0.50% · 4.625%
HK$47,773
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,066/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,142
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,407
−HK$1,282/mo
Today · 4.125%
HK$49,689
baseline
▲ 0.50% · 4.625%
HK$52,309
+HK$2,620/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,378/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,851
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,432
−HK$1,608/mo
Today · 4.125%
HK$54,040
baseline
▲ 0.50% · 4.625%
HK$57,328
+HK$3,288/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,080/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,571
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,088
−HK$1,539/mo
Today · 4.125%
HK$59,627
baseline
▲ 0.50% · 4.625%
HK$62,770
+HK$3,143/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,254/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,326
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,171
−HK$1,875/mo
Today · 4.125%
HK$63,046
baseline
▲ 0.50% · 4.625%
HK$66,882
+HK$3,836/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,092/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,999
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,769
−HK$1,796/mo
Today · 4.125%
HK$69,565
baseline
▲ 0.50% · 4.625%
HK$73,232
+HK$3,667/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,130/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,276
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,649
−HK$2,410/mo
Today · 4.125%
HK$81,059
baseline
▲ 0.50% · 4.625%
HK$85,992
+HK$4,933/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,118/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,856
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,132
−HK$2,309/mo
Today · 4.125%
HK$89,441
baseline
▲ 0.50% · 4.625%
HK$94,155
+HK$4,714/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,882/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,890 · Scale 2, in force from 26 Feb 2026)