LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,377
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,695
−HK$1,339/mo
Today · 4.125%
HK$45,034
baseline
▲ 0.50% · 4.625%
HK$47,774
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,068/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,144
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,408
−HK$1,283/mo
Today · 4.125%
HK$49,691
baseline
▲ 0.50% · 4.625%
HK$52,310
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,382/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,852
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,434
−HK$1,607/mo
Today · 4.125%
HK$54,041
baseline
▲ 0.50% · 4.625%
HK$57,329
+HK$3,288/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,082/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,572
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,090
−HK$1,539/mo
Today · 4.125%
HK$59,629
baseline
▲ 0.50% · 4.625%
HK$62,772
+HK$3,143/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,258/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,327
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,173
−HK$1,875/mo
Today · 4.125%
HK$63,048
baseline
▲ 0.50% · 4.625%
HK$66,884
+HK$3,836/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,096/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,001
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,771
−HK$1,796/mo
Today · 4.125%
HK$69,567
baseline
▲ 0.50% · 4.625%
HK$73,234
+HK$3,667/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,134/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,278
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,651
−HK$2,410/mo
Today · 4.125%
HK$81,061
baseline
▲ 0.50% · 4.625%
HK$85,994
+HK$4,933/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,122/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,859
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,135
−HK$2,308/mo
Today · 4.125%
HK$89,443
baseline
▲ 0.50% · 4.625%
HK$94,158
+HK$4,715/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,886/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,908 · Scale 2, in force from 26 Feb 2026)