LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,378
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,696
−HK$1,339/mo
Today · 4.125%
HK$45,035
baseline
▲ 0.50% · 4.625%
HK$47,776
+HK$2,741/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,070/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,145
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,409
−HK$1,283/mo
Today · 4.125%
HK$49,692
baseline
▲ 0.50% · 4.625%
HK$52,311
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,384/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,853
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,435
−HK$1,607/mo
Today · 4.125%
HK$54,042
baseline
▲ 0.50% · 4.625%
HK$57,331
+HK$3,289/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,084/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,574
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,091
−HK$1,539/mo
Today · 4.125%
HK$59,630
baseline
▲ 0.50% · 4.625%
HK$62,774
+HK$3,144/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,260/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,329
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,174
−HK$1,875/mo
Today · 4.125%
HK$63,049
baseline
▲ 0.50% · 4.625%
HK$66,886
+HK$3,837/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,098/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,003
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,773
−HK$1,796/mo
Today · 4.125%
HK$69,569
baseline
▲ 0.50% · 4.625%
HK$73,236
+HK$3,667/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,138/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,280
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$78,653
−HK$2,411/mo
Today · 4.125%
HK$81,064
baseline
▲ 0.50% · 4.625%
HK$85,996
+HK$4,932/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,128/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,861
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,137
−HK$2,309/mo
Today · 4.125%
HK$89,446
baseline
▲ 0.50% · 4.625%
HK$94,160
+HK$4,714/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,892/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,926 · Scale 2, in force from 26 Feb 2026)