LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,378
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,697
−HK$1,339/mo
Today · 4.125%
HK$45,036
baseline
▲ 0.50% · 4.625%
HK$47,776
+HK$2,740/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,072/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,146
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,410
−HK$1,283/mo
Today · 4.125%
HK$49,693
baseline
▲ 0.50% · 4.625%
HK$52,312
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,386/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,854
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,436
−HK$1,607/mo
Today · 4.125%
HK$54,043
baseline
▲ 0.50% · 4.625%
HK$57,331
+HK$3,288/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,086/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,575
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,092
−HK$1,539/mo
Today · 4.125%
HK$59,631
baseline
▲ 0.50% · 4.625%
HK$62,774
+HK$3,143/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,262/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,330
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,175
−HK$1,875/mo
Today · 4.125%
HK$63,050
baseline
▲ 0.50% · 4.625%
HK$66,887
+HK$3,837/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,100/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,004
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,774
−HK$1,796/mo
Today · 4.125%
HK$69,570
baseline
▲ 0.50% · 4.625%
HK$73,237
+HK$3,667/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,140/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,281
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$78,654
−HK$2,411/mo
Today · 4.125%
HK$81,065
baseline
▲ 0.50% · 4.625%
HK$85,997
+HK$4,932/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,130/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,862
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,138
−HK$2,309/mo
Today · 4.125%
HK$89,447
baseline
▲ 0.50% · 4.625%
HK$94,162
+HK$4,715/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,894/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,935 · Scale 2, in force from 26 Feb 2026)