LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,380
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,698
−HK$1,339/mo
Today · 4.125%
HK$45,037
baseline
▲ 0.50% · 4.625%
HK$47,778
+HK$2,741/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,074/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,147
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,412
−HK$1,282/mo
Today · 4.125%
HK$49,694
baseline
▲ 0.50% · 4.625%
HK$52,314
+HK$2,620/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,388/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$696,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,856
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,438
−HK$1,607/mo
Today · 4.125%
HK$54,045
baseline
▲ 0.50% · 4.625%
HK$57,333
+HK$3,288/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,090/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,577
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,094
−HK$1,539/mo
Today · 4.125%
HK$59,633
baseline
▲ 0.50% · 4.625%
HK$62,777
+HK$3,144/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,266/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$696,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,332
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,177
−HK$1,875/mo
Today · 4.125%
HK$63,052
baseline
▲ 0.50% · 4.625%
HK$66,889
+HK$3,837/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,104/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,006
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,776
−HK$1,796/mo
Today · 4.125%
HK$69,572
baseline
▲ 0.50% · 4.625%
HK$73,239
+HK$3,667/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,144/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$696,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,284
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,657
−HK$2,410/mo
Today · 4.125%
HK$81,067
baseline
▲ 0.50% · 4.625%
HK$86,000
+HK$4,933/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,134/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,865
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,141
−HK$2,309/mo
Today · 4.125%
HK$89,450
baseline
▲ 0.50% · 4.625%
HK$94,165
+HK$4,715/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,900/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$696,959 · Scale 2, in force from 26 Feb 2026)