LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,383
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,701
−HK$1,339/mo
Today · 4.125%
HK$45,040
baseline
▲ 0.50% · 4.625%
HK$47,781
+HK$2,741/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,080/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,150
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,415
−HK$1,283/mo
Today · 4.125%
HK$49,698
baseline
▲ 0.50% · 4.625%
HK$52,317
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,396/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,859
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,441
−HK$1,607/mo
Today · 4.125%
HK$54,048
baseline
▲ 0.50% · 4.625%
HK$57,337
+HK$3,289/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$108,096/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,580
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,098
−HK$1,539/mo
Today · 4.125%
HK$59,637
baseline
▲ 0.50% · 4.625%
HK$62,781
+HK$3,144/mo
Deposit HK$7.43M · loan HK$11.15M · min. income ≈ HK$119,274/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,336
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,181
−HK$1,876/mo
Today · 4.125%
HK$63,057
baseline
▲ 0.50% · 4.625%
HK$66,893
+HK$3,836/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,114/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,010
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,781
−HK$1,796/mo
Today · 4.125%
HK$69,577
baseline
▲ 0.50% · 4.625%
HK$73,244
+HK$3,667/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,154/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,289
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$78,662
−HK$2,411/mo
Today · 4.125%
HK$81,073
baseline
▲ 0.50% · 4.625%
HK$86,006
+HK$4,933/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,146/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,870
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,147
−HK$2,309/mo
Today · 4.125%
HK$89,456
baseline
▲ 0.50% · 4.625%
HK$94,171
+HK$4,715/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,912/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,005 · Scale 2, in force from 26 Feb 2026)