LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,385
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,704
−HK$1,339/mo
Today · 4.125%
HK$45,043
baseline
▲ 0.50% · 4.625%
HK$47,784
+HK$2,741/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,086/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,153
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,418
−HK$1,283/mo
Today · 4.125%
HK$49,701
baseline
▲ 0.50% · 4.625%
HK$52,321
+HK$2,620/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,402/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,862
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,444
−HK$1,608/mo
Today · 4.125%
HK$54,052
baseline
▲ 0.50% · 4.625%
HK$57,341
+HK$3,289/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$108,104/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,584
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,101
−HK$1,540/mo
Today · 4.125%
HK$59,641
baseline
▲ 0.50% · 4.625%
HK$62,785
+HK$3,144/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$119,282/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,339
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,185
−HK$1,875/mo
Today · 4.125%
HK$63,060
baseline
▲ 0.50% · 4.625%
HK$66,898
+HK$3,838/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,120/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,014
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,785
−HK$1,796/mo
Today · 4.125%
HK$69,581
baseline
▲ 0.50% · 4.625%
HK$73,249
+HK$3,668/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,162/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,293
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$78,667
−HK$2,411/mo
Today · 4.125%
HK$81,078
baseline
▲ 0.50% · 4.625%
HK$86,011
+HK$4,933/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,156/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,876
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,152
−HK$2,309/mo
Today · 4.125%
HK$89,461
baseline
▲ 0.50% · 4.625%
HK$94,177
+HK$4,716/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,922/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,048 · Scale 2, in force from 26 Feb 2026)