LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,386
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,704
−HK$1,340/mo
Today · 4.125%
HK$45,044
baseline
▲ 0.50% · 4.625%
HK$47,785
+HK$2,741/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,088/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,154
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,419
−HK$1,283/mo
Today · 4.125%
HK$49,702
baseline
▲ 0.50% · 4.625%
HK$52,321
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,404/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,863
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,445
−HK$1,608/mo
Today · 4.125%
HK$54,053
baseline
▲ 0.50% · 4.625%
HK$57,342
+HK$3,289/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$108,106/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,585
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,102
−HK$1,540/mo
Today · 4.125%
HK$59,642
baseline
▲ 0.50% · 4.625%
HK$62,786
+HK$3,144/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$119,284/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,340
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,186
−HK$1,876/mo
Today · 4.125%
HK$63,062
baseline
▲ 0.50% · 4.625%
HK$66,899
+HK$3,837/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,124/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,016
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,786
−HK$1,796/mo
Today · 4.125%
HK$69,582
baseline
▲ 0.50% · 4.625%
HK$73,250
+HK$3,668/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,164/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,295
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$78,668
−HK$2,411/mo
Today · 4.125%
HK$81,079
baseline
▲ 0.50% · 4.625%
HK$86,013
+HK$4,934/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,158/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,877
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,153
−HK$2,310/mo
Today · 4.125%
HK$89,463
baseline
▲ 0.50% · 4.625%
HK$94,178
+HK$4,715/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,926/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,060 · Scale 2, in force from 26 Feb 2026)