LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,387
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,705
−HK$1,340/mo
Today · 4.125%
HK$45,045
baseline
▲ 0.50% · 4.625%
HK$47,786
+HK$2,741/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$90,090/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,155
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,420
−HK$1,283/mo
Today · 4.125%
HK$49,703
baseline
▲ 0.50% · 4.625%
HK$52,322
+HK$2,619/mo
Deposit HK$9.29M · loan HK$9.29M · min. income ≈ HK$99,406/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,864
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,446
−HK$1,608/mo
Today · 4.125%
HK$54,054
baseline
▲ 0.50% · 4.625%
HK$57,343
+HK$3,289/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$108,108/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,586
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,103
−HK$1,540/mo
Today · 4.125%
HK$59,643
baseline
▲ 0.50% · 4.625%
HK$62,787
+HK$3,144/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$119,286/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,342
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,187
−HK$1,876/mo
Today · 4.125%
HK$63,063
baseline
▲ 0.50% · 4.625%
HK$66,900
+HK$3,837/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,126/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,017
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,787
−HK$1,797/mo
Today · 4.125%
HK$69,584
baseline
▲ 0.50% · 4.625%
HK$73,251
+HK$3,667/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,168/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,296
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$78,670
−HK$2,411/mo
Today · 4.125%
HK$81,081
baseline
▲ 0.50% · 4.625%
HK$86,014
+HK$4,933/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,162/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,879
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,155
−HK$2,310/mo
Today · 4.125%
HK$89,465
baseline
▲ 0.50% · 4.625%
HK$94,180
+HK$4,715/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,930/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,074 · Scale 2, in force from 26 Feb 2026)