LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,390
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,709
−HK$1,340/mo
Today · 4.125%
HK$45,049
baseline
▲ 0.50% · 4.625%
HK$47,790
+HK$2,741/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,098/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,159
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,424
−HK$1,283/mo
Today · 4.125%
HK$49,707
baseline
▲ 0.50% · 4.625%
HK$52,327
+HK$2,620/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,414/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,868
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,451
−HK$1,607/mo
Today · 4.125%
HK$54,058
baseline
▲ 0.50% · 4.625%
HK$57,348
+HK$3,290/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$108,116/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,591
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,108
−HK$1,540/mo
Today · 4.125%
HK$59,648
baseline
▲ 0.50% · 4.625%
HK$62,792
+HK$3,144/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$119,296/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,346
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,192
−HK$1,876/mo
Today · 4.125%
HK$63,068
baseline
▲ 0.50% · 4.625%
HK$66,905
+HK$3,837/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,136/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,022
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,793
−HK$1,796/mo
Today · 4.125%
HK$69,589
baseline
▲ 0.50% · 4.625%
HK$73,257
+HK$3,668/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,178/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,303
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$78,676
−HK$2,411/mo
Today · 4.125%
HK$81,087
baseline
▲ 0.50% · 4.625%
HK$86,021
+HK$4,934/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,174/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,886
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,162
−HK$2,310/mo
Today · 4.125%
HK$89,472
baseline
▲ 0.50% · 4.625%
HK$94,188
+HK$4,716/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,944/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,131 · Scale 2, in force from 26 Feb 2026)