LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,393
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,712
−HK$1,340/mo
Today · 4.125%
HK$45,052
baseline
▲ 0.50% · 4.625%
HK$47,793
+HK$2,741/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,104/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,162
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,427
−HK$1,283/mo
Today · 4.125%
HK$49,710
baseline
▲ 0.50% · 4.625%
HK$52,331
+HK$2,621/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,420/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,872
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,455
−HK$1,607/mo
Today · 4.125%
HK$54,062
baseline
▲ 0.50% · 4.625%
HK$57,352
+HK$3,290/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$108,124/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,595
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,113
−HK$1,539/mo
Today · 4.125%
HK$59,652
baseline
▲ 0.50% · 4.625%
HK$62,797
+HK$3,145/mo
Deposit HK$7.44M · loan HK$11.15M · min. income ≈ HK$119,304/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,351
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,197
−HK$1,876/mo
Today · 4.125%
HK$63,073
baseline
▲ 0.50% · 4.625%
HK$66,911
+HK$3,838/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,146/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,027
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,798
−HK$1,796/mo
Today · 4.125%
HK$69,594
baseline
▲ 0.50% · 4.625%
HK$73,263
+HK$3,669/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,188/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,308
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$78,682
−HK$2,411/mo
Today · 4.125%
HK$81,093
baseline
▲ 0.50% · 4.625%
HK$86,028
+HK$4,935/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,186/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,892
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,169
−HK$2,310/mo
Today · 4.125%
HK$89,479
baseline
▲ 0.50% · 4.625%
HK$94,195
+HK$4,716/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,958/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,183 · Scale 2, in force from 26 Feb 2026)