LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,395
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,714
−HK$1,340/mo
Today · 4.125%
HK$45,054
baseline
▲ 0.50% · 4.625%
HK$47,795
+HK$2,741/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,108/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,164
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,429
−HK$1,283/mo
Today · 4.125%
HK$49,712
baseline
▲ 0.50% · 4.625%
HK$52,333
+HK$2,621/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,424/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,874
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,457
−HK$1,608/mo
Today · 4.125%
HK$54,065
baseline
▲ 0.50% · 4.625%
HK$57,354
+HK$3,289/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,130/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,597
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,115
−HK$1,540/mo
Today · 4.125%
HK$59,655
baseline
▲ 0.50% · 4.625%
HK$62,799
+HK$3,144/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,310/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,353
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,200
−HK$1,875/mo
Today · 4.125%
HK$63,075
baseline
▲ 0.50% · 4.625%
HK$66,913
+HK$3,838/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,150/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,030
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,801
−HK$1,796/mo
Today · 4.125%
HK$69,597
baseline
▲ 0.50% · 4.625%
HK$73,266
+HK$3,669/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,194/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,312
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$78,685
−HK$2,412/mo
Today · 4.125%
HK$81,097
baseline
▲ 0.50% · 4.625%
HK$86,031
+HK$4,934/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,194/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,896
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,173
−HK$2,309/mo
Today · 4.125%
HK$89,482
baseline
▲ 0.50% · 4.625%
HK$94,199
+HK$4,717/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,964/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,213 · Scale 2, in force from 26 Feb 2026)