LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,396
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,715
−HK$1,339/mo
Today · 4.125%
HK$45,054
baseline
▲ 0.50% · 4.625%
HK$47,796
+HK$2,742/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,108/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,165
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,430
−HK$1,283/mo
Today · 4.125%
HK$49,713
baseline
▲ 0.50% · 4.625%
HK$52,334
+HK$2,621/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,426/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,875
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,457
−HK$1,608/mo
Today · 4.125%
HK$54,065
baseline
▲ 0.50% · 4.625%
HK$57,355
+HK$3,290/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,130/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,598
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,116
−HK$1,540/mo
Today · 4.125%
HK$59,656
baseline
▲ 0.50% · 4.625%
HK$62,800
+HK$3,144/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,312/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,354
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,200
−HK$1,876/mo
Today · 4.125%
HK$63,076
baseline
▲ 0.50% · 4.625%
HK$66,914
+HK$3,838/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,152/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,031
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,802
−HK$1,796/mo
Today · 4.125%
HK$69,598
baseline
▲ 0.50% · 4.625%
HK$73,267
+HK$3,669/mo
Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$139,196/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,312
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,686
−HK$2,412/mo
Today · 4.125%
HK$81,098
baseline
▲ 0.50% · 4.625%
HK$86,033
+HK$4,935/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,196/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,897
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,174
−HK$2,310/mo
Today · 4.125%
HK$89,484
baseline
▲ 0.50% · 4.625%
HK$94,200
+HK$4,716/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,968/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,222 · Scale 2, in force from 26 Feb 2026)