LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,399
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,717
−HK$1,340/mo
Today · 4.125%
HK$45,057
baseline
▲ 0.50% · 4.625%
HK$47,799
+HK$2,742/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,114/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,168
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$48,433
−HK$1,283/mo
Today · 4.125%
HK$49,716
baseline
▲ 0.50% · 4.625%
HK$52,337
+HK$2,621/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,432/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,878
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,461
−HK$1,608/mo
Today · 4.125%
HK$54,069
baseline
▲ 0.50% · 4.625%
HK$57,359
+HK$3,290/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,138/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,602
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,120
−HK$1,540/mo
Today · 4.125%
HK$59,660
baseline
▲ 0.50% · 4.625%
HK$62,804
+HK$3,144/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,320/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$697,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,358
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,204
−HK$1,876/mo
Today · 4.125%
HK$63,080
baseline
▲ 0.50% · 4.625%
HK$66,918
+HK$3,838/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,160/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,035
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,806
−HK$1,797/mo
Today · 4.125%
HK$69,603
baseline
▲ 0.50% · 4.625%
HK$73,272
+HK$3,669/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,206/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,317
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,691
−HK$2,412/mo
Today · 4.125%
HK$81,103
baseline
▲ 0.50% · 4.625%
HK$86,038
+HK$4,935/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$162,206/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,902
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,179
−HK$2,310/mo
Today · 4.125%
HK$89,489
baseline
▲ 0.50% · 4.625%
HK$94,206
+HK$4,717/mo
Deposit HK$1.86M · loan HK$16.73M · min. income ≈ HK$178,978/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,266 · Scale 2, in force from 26 Feb 2026)