LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,401
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,720
−HK$1,340/mo
Today · 4.125%
HK$45,060
baseline
▲ 0.50% · 4.625%
HK$47,802
+HK$2,742/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,120/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,171
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,436
−HK$1,284/mo
Today · 4.125%
HK$49,720
baseline
▲ 0.50% · 4.625%
HK$52,341
+HK$2,621/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,440/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$697,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,882
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,465
−HK$1,608/mo
Today · 4.125%
HK$54,073
baseline
▲ 0.50% · 4.625%
HK$57,363
+HK$3,290/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,146/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,605
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,124
−HK$1,540/mo
Today · 4.125%
HK$59,664
baseline
▲ 0.50% · 4.625%
HK$62,809
+HK$3,145/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,328/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,362
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,209
−HK$1,876/mo
Today · 4.125%
HK$63,085
baseline
▲ 0.50% · 4.625%
HK$66,923
+HK$3,838/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,170/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,040
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,811
−HK$1,797/mo
Today · 4.125%
HK$69,608
baseline
▲ 0.50% · 4.625%
HK$73,277
+HK$3,669/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,216/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,323
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,697
−HK$2,412/mo
Today · 4.125%
HK$81,109
baseline
▲ 0.50% · 4.625%
HK$86,044
+HK$4,935/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,218/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,908
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,185
−HK$2,311/mo
Today · 4.125%
HK$89,496
baseline
▲ 0.50% · 4.625%
HK$94,213
+HK$4,717/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$178,992/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,315 · Scale 2, in force from 26 Feb 2026)