LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,403
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,721
−HK$1,341/mo
Today · 4.125%
HK$45,062
baseline
▲ 0.50% · 4.625%
HK$47,803
+HK$2,741/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,124/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,172
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,437
−HK$1,284/mo
Today · 4.125%
HK$49,721
baseline
▲ 0.50% · 4.625%
HK$52,342
+HK$2,621/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,442/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,883
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,466
−HK$1,608/mo
Today · 4.125%
HK$54,074
baseline
▲ 0.50% · 4.625%
HK$57,364
+HK$3,290/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,148/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,607
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,125
−HK$1,540/mo
Today · 4.125%
HK$59,665
baseline
▲ 0.50% · 4.625%
HK$62,810
+HK$3,145/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,330/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,364
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,210
−HK$1,876/mo
Today · 4.125%
HK$63,086
baseline
▲ 0.50% · 4.625%
HK$66,925
+HK$3,839/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,172/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,041
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,812
−HK$1,797/mo
Today · 4.125%
HK$69,609
baseline
▲ 0.50% · 4.625%
HK$73,279
+HK$3,670/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,218/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,325
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,699
−HK$2,412/mo
Today · 4.125%
HK$81,111
baseline
▲ 0.50% · 4.625%
HK$86,046
+HK$4,935/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,222/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,910
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,187
−HK$2,311/mo
Today · 4.125%
HK$89,498
baseline
▲ 0.50% · 4.625%
HK$94,215
+HK$4,717/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$178,996/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,332 · Scale 2, in force from 26 Feb 2026)