LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,409
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,728
−HK$1,340/mo
Today · 4.125%
HK$45,068
baseline
▲ 0.50% · 4.625%
HK$47,810
+HK$2,742/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,136/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,179
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,445
−HK$1,283/mo
Today · 4.125%
HK$49,728
baseline
▲ 0.50% · 4.625%
HK$52,349
+HK$2,621/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,456/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,890
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,473
−HK$1,609/mo
Today · 4.125%
HK$54,082
baseline
▲ 0.50% · 4.625%
HK$57,372
+HK$3,290/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,164/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,615
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,133
−HK$1,541/mo
Today · 4.125%
HK$59,674
baseline
▲ 0.50% · 4.625%
HK$62,819
+HK$3,145/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,348/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,372
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,219
−HK$1,876/mo
Today · 4.125%
HK$63,095
baseline
▲ 0.50% · 4.625%
HK$66,934
+HK$3,839/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,190/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,051
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,822
−HK$1,797/mo
Today · 4.125%
HK$69,619
baseline
▲ 0.50% · 4.625%
HK$73,289
+HK$3,670/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,238/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,336
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,710
−HK$2,412/mo
Today · 4.125%
HK$81,122
baseline
▲ 0.50% · 4.625%
HK$86,059
+HK$4,937/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,244/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,923
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,200
−HK$2,311/mo
Today · 4.125%
HK$89,511
baseline
▲ 0.50% · 4.625%
HK$94,229
+HK$4,718/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,022/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,433 · Scale 2, in force from 26 Feb 2026)