LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,409
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,728
−HK$1,340/mo
Today · 4.125%
HK$45,068
baseline
▲ 0.50% · 4.625%
HK$47,811
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,136/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,180
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,445
−HK$1,284/mo
Today · 4.125%
HK$49,729
baseline
▲ 0.50% · 4.625%
HK$52,350
+HK$2,621/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,458/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,891
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,474
−HK$1,608/mo
Today · 4.125%
HK$54,082
baseline
▲ 0.50% · 4.625%
HK$57,373
+HK$3,291/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,164/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,616
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,134
−HK$1,540/mo
Today · 4.125%
HK$59,674
baseline
▲ 0.50% · 4.625%
HK$62,820
+HK$3,146/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,348/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,373
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,219
−HK$1,877/mo
Today · 4.125%
HK$63,096
baseline
▲ 0.50% · 4.625%
HK$66,935
+HK$3,839/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,192/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,051
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,823
−HK$1,797/mo
Today · 4.125%
HK$69,620
baseline
▲ 0.50% · 4.625%
HK$73,290
+HK$3,670/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,240/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,336
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,711
−HK$2,412/mo
Today · 4.125%
HK$81,123
baseline
▲ 0.50% · 4.625%
HK$86,059
+HK$4,936/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,246/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,923
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,201
−HK$2,310/mo
Today · 4.125%
HK$89,511
baseline
▲ 0.50% · 4.625%
HK$94,230
+HK$4,719/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,022/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,439 · Scale 2, in force from 26 Feb 2026)