LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,410
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,729
−HK$1,340/mo
Today · 4.125%
HK$45,069
baseline
▲ 0.50% · 4.625%
HK$47,811
+HK$2,742/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,138/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,180
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,446
−HK$1,283/mo
Today · 4.125%
HK$49,729
baseline
▲ 0.50% · 4.625%
HK$52,351
+HK$2,622/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,458/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,892
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,475
−HK$1,608/mo
Today · 4.125%
HK$54,083
baseline
▲ 0.50% · 4.625%
HK$57,374
+HK$3,291/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,166/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,616
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,135
−HK$1,540/mo
Today · 4.125%
HK$59,675
baseline
▲ 0.50% · 4.625%
HK$62,821
+HK$3,146/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,350/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,373
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,220
−HK$1,877/mo
Today · 4.125%
HK$63,097
baseline
▲ 0.50% · 4.625%
HK$66,936
+HK$3,839/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,194/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,052
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,824
−HK$1,797/mo
Today · 4.125%
HK$69,621
baseline
▲ 0.50% · 4.625%
HK$73,291
+HK$3,670/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,242/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,337
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,712
−HK$2,412/mo
Today · 4.125%
HK$81,124
baseline
▲ 0.50% · 4.625%
HK$86,061
+HK$4,937/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,248/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,925
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,202
−HK$2,311/mo
Today · 4.125%
HK$89,513
baseline
▲ 0.50% · 4.625%
HK$94,231
+HK$4,718/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,026/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,449 · Scale 2, in force from 26 Feb 2026)