LTV · monthly repayment
▼ 0.50% · 3.625%
HK$424,109
−HK$26,595/mo
▼ 0.25% · 3.875%
HK$437,301
−HK$13,403/mo
Today · 4.125%
HK$450,704
baseline
▲ 0.50% · 4.625%
HK$478,129
+HK$27,425/mo
Deposit HK$93.00M · loan HK$93.00M · min. income ≈ HK$901,408/mo (50% DSR)
Upfront cash ≈ HK$105.09M (deposit + AVD stamp duty HK$12,089,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,817
−HK$25,491/mo
▼ 0.25% · 3.875%
HK$484,471
−HK$12,837/mo
Today · 4.125%
HK$497,308
baseline
▲ 0.50% · 4.625%
HK$523,522
+HK$26,214/mo
Deposit HK$93.00M · loan HK$93.00M · min. income ≈ HK$994,616/mo (50% DSR)
Upfront cash ≈ HK$105.09M (deposit + AVD stamp duty HK$12,089,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$508,931
−HK$31,914/mo
▼ 0.25% · 3.875%
HK$524,762
−HK$16,083/mo
Today · 4.125%
HK$540,845
baseline
▲ 0.50% · 4.625%
HK$573,754
+HK$32,909/mo
Deposit HK$74.40M · loan HK$111.60M · min. income ≈ HK$1,081,690/mo (50% DSR)
Upfront cash ≈ HK$86.49M (deposit + AVD stamp duty HK$12,089,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$566,180
−HK$30,589/mo
▼ 0.25% · 3.875%
HK$581,365
−HK$15,404/mo
Today · 4.125%
HK$596,769
baseline
▲ 0.50% · 4.625%
HK$628,226
+HK$31,457/mo
Deposit HK$74.40M · loan HK$111.60M · min. income ≈ HK$1,193,538/mo (50% DSR)
Upfront cash ≈ HK$86.49M (deposit + AVD stamp duty HK$12,089,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$593,753
−HK$37,233/mo
▼ 0.25% · 3.875%
HK$612,222
−HK$18,764/mo
Today · 4.125%
HK$630,986
baseline
▲ 0.50% · 4.625%
HK$669,380
+HK$38,394/mo
Deposit HK$55.80M · loan HK$130.19M · min. income ≈ HK$1,261,972/mo (50% DSR)
Upfront cash ≈ HK$67.89M (deposit + AVD stamp duty HK$12,089,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$660,544
−HK$35,687/mo
▼ 0.25% · 3.875%
HK$678,259
−HK$17,972/mo
Today · 4.125%
HK$696,231
baseline
▲ 0.50% · 4.625%
HK$732,930
+HK$36,699/mo
Deposit HK$55.80M · loan HK$130.19M · min. income ≈ HK$1,392,462/mo (50% DSR)
Upfront cash ≈ HK$67.89M (deposit + AVD stamp duty HK$12,089,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$763,396
−HK$47,872/mo
▼ 0.25% · 3.875%
HK$787,142
−HK$24,126/mo
Today · 4.125%
HK$811,268
baseline
▲ 0.50% · 4.625%
HK$860,632
+HK$49,364/mo
Deposit HK$18.60M · loan HK$167.39M · min. income ≈ HK$1,622,536/mo (50% DSR)
Upfront cash ≈ HK$30.69M (deposit + AVD stamp duty HK$12,089,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$849,271
−HK$45,883/mo
▼ 0.25% · 3.875%
HK$872,048
−HK$23,106/mo
Today · 4.125%
HK$895,154
baseline
▲ 0.50% · 4.625%
HK$942,339
+HK$47,185/mo
Deposit HK$18.60M · loan HK$167.39M · min. income ≈ HK$1,790,308/mo (50% DSR)
Upfront cash ≈ HK$30.69M (deposit + AVD stamp duty HK$12,089,469 · Scale 2, in force from 26 Feb 2026)