LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,413
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,732
−HK$1,340/mo
Today · 4.125%
HK$45,072
baseline
▲ 0.50% · 4.625%
HK$47,815
+HK$2,743/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$90,144/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,184
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,449
−HK$1,284/mo
Today · 4.125%
HK$49,733
baseline
▲ 0.50% · 4.625%
HK$52,354
+HK$2,621/mo
Deposit HK$9.30M · loan HK$9.30M · min. income ≈ HK$99,466/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$697,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,895
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,478
−HK$1,609/mo
Today · 4.125%
HK$54,087
baseline
▲ 0.50% · 4.625%
HK$57,378
+HK$3,291/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$108,174/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,620
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,139
−HK$1,540/mo
Today · 4.125%
HK$59,679
baseline
▲ 0.50% · 4.625%
HK$62,825
+HK$3,146/mo
Deposit HK$7.44M · loan HK$11.16M · min. income ≈ HK$119,358/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$697,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,378
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,225
−HK$1,876/mo
Today · 4.125%
HK$63,101
baseline
▲ 0.50% · 4.625%
HK$66,941
+HK$3,840/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$126,202/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,057
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,829
−HK$1,797/mo
Today · 4.125%
HK$69,626
baseline
▲ 0.50% · 4.625%
HK$73,296
+HK$3,670/mo
Deposit HK$5.58M · loan HK$13.02M · min. income ≈ HK$139,252/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$697,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,343
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,717
−HK$2,413/mo
Today · 4.125%
HK$81,130
baseline
▲ 0.50% · 4.625%
HK$86,067
+HK$4,937/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$162,260/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,931
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,208
−HK$2,311/mo
Today · 4.125%
HK$89,519
baseline
▲ 0.50% · 4.625%
HK$94,238
+HK$4,719/mo
Deposit HK$1.86M · loan HK$16.74M · min. income ≈ HK$179,038/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$697,498 · Scale 2, in force from 26 Feb 2026)